When a producer is replacing an existing ordinary life insurance policy, the producer must take all of the following actions except?
(a) give the applicant a notice regarding replacement of life insurance
(b) give the applicant the original or a copy of the proposals used in the sales presentation
(c) obtain the beneficiary's signature on a summary of all policies to be replaced
(d) submit to the producer's insurance company a copy of the notice regarding replacement of life insurance signed by the applicant