An applicant is discussing his options for medicare supplement coverage with his agent. the applicant is 65 years old and has just enrolled in medicare part a and part b. what is the insurance company obligated to do? a. exclude pre-existing conditions from coverage under the supplement policiesb. look at the applicant's medical history to decide what premium to chargec. send the applicant to a doctor for a physical. nothing can happen until they get the results. d. offer the supplement policy on a guaranteed issue basis