Premium
the percentage of the cost of a covered health care service an insured individual pays after meeting the deductible
2. deductible
the set amount an insured individual must pay for covered health care services before the insurance plan starts to pay
3. coinsurance
a fixed fee that a health insurance plan requires in order to receive a specific medical service or supply
4. copayment
the expenses of medical care that are not reimbursed by the insurance company
5. out-of-pocket costs
the amount an individual or business must pay for an insurance policy