The short term effects of using marijuana include confusion and

Smoking damages the respiratory system by inhalation of a foreign substance, that is absorbed and residue is left behind on our lungs sponge like substance. the gas that is inhaled also increase your blood pressure and dilates your blood vessels. also the process of inhaling and exhaling the smoke it causes irritation to the throat and mouth. smoking can cause lung cancer and other respiratory and circulatory diseases. 

Not all credit cards have an annual fee. you can expect an annual fee on most secured credit cards, some premium credit cards, charge cards, and subprime credit cards. the amount of the annual fee varies. it can be low as $19 or as high as $500, depending on the credit card.