When applying for an individual life insurance policy, an applicant states that he went to the doctor for nausea, but fails to mention that he was also having severe chest pains. This is an example of:

Concealment

Explanation:

Concealment is when you don't provide information to the insurer that is relevant and that can affect the policy and if the insurance company finds out about it, the insurance can be cancelled or a payment can be denied. According to this, the answer is that this is an example of concealment because the applicant didn't mention that he was having severe chest pains which is relevant information and if he dies for something related to this and the insurance company finds out that the person was having this problem and didn't say it, the insurer would refuse to make the payment.

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