For each of the following questions, write a an F in the space provided if the statement is false. T in the space provided if the statement is true. Write
4. A credit repair company can erase a poor credit history.
5. If you pay a bill late, your creditor can report this information to a credit bureau.
6. A debt collector can contact you any time of day or night, except Sunday.
7. If you don't pay a debt, a debt collector cannot legally harass and threaten you.
8. A debt collector must inform you, in writing, of the amount of your debt, the
name of the creditor, and an explanation of your right to dispute the debt.
9.
The Consumer Credit Counseling Service will help you set up a realistic budget,
contact your creditors, and plan future expenses.