After the great recession hit in late 2007, federal and state governments cut

Welfare programs for the poor

Following the recession and the economic slowdown resulting from it, the federal government and state governments cut back on social programs aimed at the poor. This led to increased hardships among families’ dependent on these programs

i believe the answer to your question is b. pay your bills early

when in doubt choose c

it's what my teacher told my class when we were going into psats