Do i have this right if not what’s the answer?

Is karma the same as destiny, in the sense that everything that happens to you is predetermined? do you believe that "what goes around comes around," and if so is this the same as karma? does everyone get what they deserve, in the end?

Mid to high level clouds that look like layered blankets are called

Why fo we have the railway to for the image of the "rugged cowbous? "