How might benjamin franklin's quote apply to a personal budget today? a) pay all your bills on time. b) spend your money on needed items. c) work hard to earn money to provide for your family. d) consider saving money instead of spending it.

Benjamin Franklin's quote, "A penny saved is a penny earned" applies to a personal budget today by advising people to consider saving money instead of spending it. Paying bills on time, working hard, and buying necessary items are good advice too!

i believe the answer would be 1.

basic principles: federalism, separation of powers, checks and balances, judicial review, representative democracy, limited government, rule of law, individual rights and responsibilities, consent of the governed, majority rule, popular sovereignty, equal protection.