When a person invests income, he or she spends no money in the short term and saves it all for the long term uses money in a way that will increase its value in the future spends income only on essential needs such as housing cuts out all discretionary spending for a set period to save money

The answer is B hope you like it if you do please mark as brainliest

 Uses money in a way that will increase its value in the future

Explanation:   If someone does not spend money within a certain time frame, in order to save on longer runs, then it is not an investment, it is a savings. It's the same with a variety of spending money just for basic needs or discretionary spending, all of that is saving. An investment is investing money in a process, which can be a production process, or any other interesting investment that will, after a certain time, increase the value of money.

true

explanation:

the correct answer is d. the monetary reserve is a set of funds represented in currency, money or similar, saved as a forecast of possible needs or for legal reasons.

the increase or decrease in the monetary base influences in the increase or decrease of the inflation rate. therefore, the excess of monetary reserve will cause the reduction of inflation.