What was a major reason for the creation of the federal reserve system (1913)

By the end of the 1800s, there was a change in the nature of the immigrants coming to the united states. immigration from northern europe—england, ireland, germany, and scandinavia—declined, while immigration from italy, russia, and austria-hungary grew. in fact, between 1900 and 1910, more than three-fourths of all immigrants came from these three countries. unfortunately, these countries were far removed england, the home of our founders, and the immigrants who came from them had a hard time adjusting to life in their new country.

Which of these rose during the great depression?

Explain when conformity is beneficial and when it is harmful. give examples of both?