PLEASE HELP I GOT 5 MINUTES LEFT PLEASE
Insurance, retirement funds, and investing came about:

When British sea-trade developed and concern arose for families left in England.
When bankers in Venice realized the profit they could make by insuring trade ships.
When the Reformation in the Netherlands got people thinking less about death and spiritual salvation, and more about protecting their assets here on this earth.
When capitalism took hold in the Netherlands and the practice of investing and free trade took hold of the banking industry there.

When capitalism took hold in the Netherlands and the practice of investing and free trade took hold of the banking industry there.

Explanation:

the common people were given the right to vote. jacksonian popular government was a nineteenth century political reasoning in the united states that upheld more noteworthy vote based system for the basic man as that term was then characterized. starting with president andrew jackson and his supporters, it turned into the country's overwhelming political perspective for an age.

the discoverers and explorers: 1. natives showed jedediah smith the way. 2. william sublette was the first cross it with a caravan. 3.joel walker and his family were the frist settlers to use it. the jumping off point: 1. founded in 1827 near where the missouri river flows into the mississippi. 2. by the 1840's, it was the most popular "jumping off" point for pioneers to stock their wagons with supplies. 3. missionaries from the church of jesus christ of latter day saints attempted to make independence their zion, or holy capital. the route west: 1. the first emigrants to oregon came by ship before the trail was established. 2. ships continued to to travel to oregon even after the overland migrations began, but they were not popular among the pioneers. 3. the fare for a sea journey to oregon was quite expensive--few pioneer families could afford it. i don't know the other three i'm sorry.