Mattie surprises Eliza by declaring that she wanted Eliza to become her business
partner, without expecting Eliza to pay anything. At first Eliza refuses, but Mother
Smith declares that Eliza will take it. Why do you believe that Mattie made this
offer? Why do you think Eliza refused it at first? (page 224-225)

the answer to this question is the third option. hope this

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.