Describe the similar services provided by banks and credit unions. How do these two institutions differ in their philosophy and the types of projects they each finance? (Site 1)

If you have a savings or checking account at a bank, that bank uses your money to make a profit. It takes the money you deposit and loans that money to other customers or invests it. The bank will then pay you interest on the money that you have deposited. That interest rate can change depending on the bank you loan your money to. Banks benefit from paying you as little interest as possible. The more interest the bank pays you, the less profit the bank makes.meanwhile, If you have a savings or share draft (checking) account at a credit union, you are not loaning your money to the credit union. You are investing your money instead, and you are buying shares in the local business. You are not a customer at a credit union, you are an owner. Decisions about where the money is invested in the credit union are made by members. The people who run the credit union are often volunteers from the community.

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