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Armand wants to purchase a new car. What would be the advantage of buying the car with a car loan over using cash? (
If he buys the car with cash, he will end up paying more interest than if he paid off a loan.
If he buys the car with a loan, he can pay less for the car overall as he pays the loan off over time.
If he buys the car with a loan, he doesn't have to wait until he saves enough money to buy it.
If he buys the car with cash, then his credit will be harmed because of lack of payment history.
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