Each of the following was a reason for the financial collapse of many savings and loans during the 1980s and 1990s EXCEPT:

answer: economic globalization is the increasing economic integration and interdependence of national, regional and local economies across the world through an intensification of cross-border movement of goods, services, technologies and capital

this isn't a question and if you're going to list things be kind and use commas.

on my last question

trade in silk, spices, and precious metals.

answer first choice