What do you call a king or queen that is subject to no one and no law

they are simply not a king or a queen because they have no rule over anyone.

Explanation:

keeping a cash reserve because cash flow is the the movement of money through a company and if it just sits there, it wont the movement

health care plans in the united states having high costs because they are focusing on providing quality programs for different groups of individuals. the quality of the service is based on money flow received from the members. without this investment, couldn't be possible a constant scientific searching to prevent death and illness caused because of low levels of health investigation. currently, the complaints are not about the highest cost, but about the coverage and benefits to access the necessary health services required by the members.  

besides, if a global health system is established the quality levels will fall down because of the standardized of the health. the access to care will increase but the quality will be low because it depends on the money invested.