Your friend Jenny says a Roth IRA has the best tax advantages, because you pay taxes now and won’t have to pay them when you take the money out in retirement. Why might she be right?

cold

very very cold

c or d. good luck !

the correct answer is "ethnic heritage".

a person's ethnicity can influence a lot the way he/she votes.

in the united states, for example, black people tend to vote democratic. it happens because the society builds a strong division among people, and equals tend to mingle and support equals. black people's votes in a whole will most certaintly lean towards a candidate or a party which supports the fight against racism.