is the philosophy of social, political, economic, and educational reform through government action to improve the general welfare of the people. A) Democracy
B) Communism
C) Reconstruction
D) Redistribution

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

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How did the colonial army keep it self in the war during difficult year early years and what was the turning point of the war?