Explorer of the new world, first voyage.

What is the main idea of this excerpt? 1.1.3

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What conclusion about the role of the media can be drawn from these headlines?