Banks that practice fractional reserve banking are able to a. change the interest rates on loans for any reason
b. lend most of the money they hold as deposits
c. return all of their deposited cash at any time
d. provide financial services to customers at no cost

He seventeenth amendment to the us constitution calls for the direct election of all us senators. this means that the people of each state get to vote to decide who will be their two us senators. before this, the legislatures of each state chose the two us senators from that state with no direct involvement of the average voter. why would this amendment be considered a reform? how would it benefit the people? even today some people claim that the seventeenth amendment was a bad idea. what arguments could be made for reverting selection of us senators back to the state legislatures?

Mike is hosting an outdoor movie screening for his school, and he needs to find out what time the sun is scheduled to set on the date he has in mind. which reference book would be most beneficial to him? a. atlas b. almanac c. thesaurus d. encyclopedia

What was true about sharecropping? a. landowner provided free tools and seeds.b. workers could leave the land if they failed to make money.c. landowners often took advantage of workers.d. workers received ownership of the land they farmed after a set number of years.