It is one of the main reasons hoover lost the election of 1932.

a.) americans felt hoover’s reforms had not done enough to them directly.
b.) voters were angered by protectionist measures that inhibited foreign trade.
c.) voters wanted a repeal of prohibition laws of the 1920s.
d.) his opponent led a smear campaign that diminished his image in the public eye.

The correct answer is A) Americans felt Hoover's reforms had not done enough to help them directly.

Hoover was an advocate of a smaller federal government, especially when it came to trying to fix the economy. Hoover believed in laissez faire economics and the idea that the US economy would recover on its own. This is why Hoover took minimal action to help citizens directly. This lack of direct action resulted in people blaming Hoover for their problems. "Hoovervilles" became the name of the shanty towns for homeless citizens. "Hoover blankets" referred to newspapers that people used to cover themselves because they could not afford blankets.

Hoover would lose to Franklin D. Roosevelt in 1932 by a landslide.

keeping a cash reserve because cash flow is the the movement of money through a company and if it just sits there, it wont the movement