Borrowers choosing an adjustable-rate mortgage pay a higher interest rate during the first few years,
are often forced to sell their homes after the first year.
often pay a lower interest Rule during the first few years,
agree to accept no risk when borrowing money,

thomas jefferson is the answer

he risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

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