Of all the reform movements in America during the 1800’s, which one was the most important? What still needs to be reformed in America?

Acertificate of deposit usually pays you more interest because you need a larger amount of money to open it and a the money in a cd is the banks money not yours. b the money in a cd cannot be withdrawn until a future date. c the money in a cd is considered a loan. d the money in a cd is digital money.