All of the following are financial risks, except
scam
identity theft
natural disaster
buying a warranty

It be buying a warranty, its not C because after a natural disaster you'll need to spend money on repairs.

barrio is a spanish word meaning neighborhood. in spain, several latin american countries and the philippines, the term is also used officially to denote a division of a municipality while a ghetto is a part of a city in which members of a minority group live, typically as a result of social, legal, or economic pressure. the term may have originally been used in venice to describe the part of the city to which jews were restricted and segregated.