In which situation would a certificate of deposit (cd) be the best banking choice?

The answer for above statement is ;

B. Hafsa wants a guaranteed return, and won’t need the money for several years.

Explanation:

In Certificate deposit advance, the percentage rate is pre-determined while ignoring the expansion rate in the future.

So, this type of investment is perfect for those who do not want to take great risk and have no difficulty in helping for a long period of time ere they could take the return. A CD is a reserve account with a higher than the conventional rate, but your cash isn't easily available

what are local authorities doing to fix the problem

explanation: what are local authorities doing to fix the problem

uncle sam would be tossing and turning in his grave : *)