How can using the benefits of credit have negative effects

( guessing this is about credit cards ) using a credit card could turn into overspending. You can also get into Debt.

Explanation:

- "bill clinton ( the 42nd u.s. president, served in office from by low unemployment, declining crime rates and a budget surplus. during clinton's second term, the u.s. economy was healthy, unemployment was low and the nation experienced a major technology boom and the rise of the internet."