Was Samuel Adams correct, partially correct, or incorrect?

How was the creation of parliament a step toward the creation of democracy in england? [ 15 points ]

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

The most influential immigrant group in texas came from