Need help bad. 40 point major have no idea did not get taught this

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What were two reasons for world war ii? -separation of nationalities -territorial disputes over lost territories -settlement in the previous war suited the monarchs

During the age of global expansion and encounter, many individuals brought about change. how might we prepare for changes today?