Failing was a major cause of the
Great Depression when people couldn't get their
money.

yes,they could get their money

Explanation:

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powers  are  denied  to the  national governmentin three distinct ways: some  powers, such as the  power  to levy duties on exports or prohibit the freedom of religion, speech, press, or assembly, are expressly  denied  to the  national government  in the  constitution.

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