describe how the american desire to "enjoy today and pay tomorrow" coupled with the massive use of credit buying

just like you man, i personally think its either c or d

explanation:

but good luck with the test man

in mcculloch v. maryland (1819) the supreme court ruled that congress had implied powers under the necessary and proper clause of article i, section 8 of the constitution to create the second bank of the united states and that the state of maryland lacked the power to tax the bank.

gibbons v. ogden, (1824), was a landmark decision in which the supreme court of the united states held that the power to regulate interstate commerce, granted to congress by the commerce clause of the united states constitution, encompassed the power to regulate navigation.

what are the following?

explanation: