Can someone me out with numbers 9 and 10 ? im giving 20 points to whoever answers it. : d

The civil rights act that passed in 1964

Explain how the self-interest of state-chartered banks in 1865 led to the development of demand deposit accounts.

How will you know which information to include in your argument to support your claim? o a. by focusing on topics that are controversial o b. by letting your audience choose the main argument o o c. by using claims that are accepted as facts d. by considering the opinions of your audience