States still in rebellion against the union after january 1, 1863

How does writers use characterization in a story

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

The delegates of the second continental congress who were ready to declare independence were from which area? a. new england b. the southern colonies c. quebec d. the middle colonies