Which answer best describes why borrowing money was challenging for the u. s. government after the war of 1812? a. the government could not pledge collateral. b. the government's interest rates were really high. c. the government needed to borrow from each state's banks. d. the government already owed so much it couldn't get a new loan.

B.The government's interest rates were really high.

borrowing money was challenging for the U.S. government after the War of 1812 because the government's interest rates were really high, and after having spent money for a war, spending other money for a loan with high interest were challenging, as the money available from the U.S. government was not so much at that point.