Find the 12th term of the sequence which has a first term of 14 and has a common ratio of 1.03. round your answer to the nearest hundredth if necessary.

y - y1 = m(x- x1)

y - (-5) = 2/3(x -0)

y + 5 = 2/3x

y = 2/3x - 5

aloha~! my name is zalgo and i am here to you out on this gracious day. in order to compare the ratios easily, it is best that we simplify the question first. so, the cougars would have 6 wins for 5 losses, bobcats make 2 wins for 1 loss. bulldogs and tigers have a ratio where you can't simplify it. so, the team with the lowest rate would be the bobcats.

i hope that this ! : d

"stay and stay proud! " - zalgo