Kendra's credit card is stolen. she calls the credit card company to report it and the company says there are three large purchases on her card. she tells the company she did not make those purchases. why does the credit card company tell her she is only responsible for $50.00 of those charges?

a. federal law regulates a consumer's liability for fraudulent charges.
b. credit card companies do not penalize consumers in cases of fraud.
c. credit card companies know when charges are not made by the consumer.
d. federal law states that credit card companies must collect that amount from consumers.

A

Step-by-step explanation:

Federal law regulates a consumer's liability for fraudulent charges. Is what I got.

A. Federal law regulates a consumer's liability for fraudulent charges.

Step-by-step explanation:

Under FCBA rules if a client reports about the lost cred card befor eit is used by someone else then the owner of the card is not responsible for any charges.  As per the rule Card holders liability for unauthorised use of their credit card ends at $50. FCBA is a federal law that was framed in 1974 and allows us to dispute charges and temporarily withhold payment without affecting credit score. It is because of FCBA that she would not be charges more than fifty dollars.

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step-by-step explanation:

answer: the answer is d