Valerie is going to purchase a new car. the car she wants has a list price of $32,495. valerie is planning to make a down payment of $1,877. furthermore, she plans to trade in her current car, which is a 2006 hyundai sonata in good condition. she will finance the rest of the cost by making monthly payments over five years. she can finance the cost at a rate of 8.64%, compounded monthly. she will also have to pay 8.23% sales tax, a $2,243 vehicle registration fee, and a $314 documentation fee. if the dealer gives valerie 87.5% of the trade-in price on her car, listed below, approximately how much will valerie pay in total for her new car? (round all dollar values to the nearest cent, and consider the trade-in to be a reduction in the amount paid.)