4.d.37 question compare the monthly payments and total loan costs for the following pairs of loan options. assume that both loans are fixed rate and have the same closing costs you need a $190,000 loan. option 1: a 30-year loan at an apr of 7.5%. option 2: a 15-year loan at an apr of 7%. find the monthly payment for each option. the monthly payment for option 1 is $ the monthly payment for option 2 is $ (do not round until the final answer. then round to the nearest cent as needed.) ry