Stephen downs was severely injured in a motorcycle accident and will spend the rest of his life in a wheelchair. he successfully sued the party responsible. you, as a member of the jury, are trying to decide what stephen should receive as a settlement. one part of the settlement is to determine the value of his lost wages. you have determined that stephen will lose $4,800 a month in wages for the next 35 years because of the accident. assuming that money is worth 6.35% compounded monthly and the $4,800 would have been received at the end of each month, what is a fair settlement?