Ihave an equation that is about combining terms and i am looking at how to check your work and the example is (image included) and i don't get how they got 12, is it always 12?

Which statement best describes the polynomial

Your client has saved $1,860 for a down payment on a house. a government loan program requires a down payment equal to 3% of the loan amount. what is the largest loan amount that your client could receive with this program

Amira is painting a rectangular banner 2 1/4 yards wide. the banner will have a blue background. amira has enough paint to cover 1 1/2 square yards of the wall. the school colors are blue and yellow, so amira wants to add yellow rectangles on the left and right sides of the blue rectangle. the yellow rectangles will each be 3/4 yards wide and the same height as the blue rectangle. what will be the total area of the two yellow rectangles?