Given u = 〈3,1〉 and v = 〈−4,2〉, write each vector in component form, graph it, and explain the geometric effect.
a. 3u
b. 1/2v
c. −2u
d. −v
e. u + v
f. 2u + 3v
g. 4u − 3v
h.1/2u −1/3v

Raymond took out a 25-year loan for $135,000 at an apr of 3.6% compounded monthly. if his bank charges a prepayment fee of 6 months' interest on 80 % of the balance, what prepayment fee would he be charged for paying off the loan 5 years early?