Suppose that you decide to buy a car for $56,000, including taxes and license fees. you saved $ 11,000 for a down payment. the dealer is offering you a choice between two incentives.
incentive a is $5000 off the price of the car, followed by a three-year loan at 7.39%.
incentive b does not have a cash rebate, but provides free financing (no interest) over three years.

the difference in monthly payments between the two offers is =