Need answering this question tysm! (picture attached)

2x - 20 = 32 20 - 3x = 8 6x - 8 = 16 -13 - 3x = -10

Which inequality is equivalent to -3x < -12? x < 4 , x < -4 , x > 4, x > -4

Melissa is purchasing a $160,000 home and her bank is offering her a 30-year mortgage at a 4.9% interest rate. in order to lower her monthly payment, melissa will make a 20% down payment and will purchase 3 points. what will her monthly mortgage payment be? a. $645.98 b. $650.46 c. $662.93 d. $606.69