Explain when you need to insert a zero in the dividend when dividing

What is the value of the expression below? 148+(-6)| + |– 35= 7|

How do i start to solve? would appreciate a walk-thru! a bird sitting 16ft above the ground in an apple tree dislodges an apple. after how many seconds does the apple land on the ground? (assuming that no branches will interfere with it's fall)

If you can solve all of these i will give ! - 4% of 190 - 4% of 162.5 - 4% of 140 - a 4% increase from 155.1 - a 4% increase from 159.8