A recent article in The Wall Street Journal reported that the home equity loan rate is now less than 4%. A sample of eight small banks in the Midwest revealed the following home equity loan rates (in percent): 3.6 4.1 5.3 3.6 4.9 4.6 5.0 4.4 At the 0.01 significance level, can we conclude that the home equity loan rate for small banks is less than 4%? Estimate the p-value.

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