A finance company offers a 24-month installment loan with an APR of 13.5%. Robert wishes to use the loan to finance a delivery truck for $31,200. After using Table 13-1 from your text to find the finance charge, calculate the monthly payment.

Which statement best explains whether the table represents a linear or nonlinear function? input (x) output (y) 2 5 4 10 6 15 8 20 it is a linear function because the input values are increasing. it is a nonlinear function because the output values are increasing. it is a linear function because there is a constant rate of change in both the input and output. it is a nonlinear function because there is a constant rate of change in both the input and output.