Cindy would like to apply for a loan but knows that her debt-to-income (DTI) ratio will keep her from being approved. Her monthly expenses include an $800 rent payment, a $230 car payment, a $175 student loan payment and a $160 minimum payment for all three of her credit cards combined. Her current gross monthly income is $2,900.

What minimum additional gross monthly income does Cindy need to get her DTI down to 36%?
a.
$252.78
b.
$405.56
c.
$447.22
d.
$891.67