Patrick and Susie just welcomed a set of twins to their family and have to decide how to purchase health insurance for the babies. Patrick’s employer pays for 100% of his monthly health insurance premium of $378, but will not pay for any of the $280 for each additional beneficiary. Susie’s employer, who pays 63% of her $403 monthly premium, offers to pay 32% of the $310 monthly premium for each additional beneficiary. Which would be the most economical way to purchase health insurance for the family?

Patrick's Employer

Beneficiary

Monthly Premium

Employer Contribution

Patrick

$378

100%

Additional (each)

$280

0%

Susie's Employer

Beneficiary

Monthly Premium

Employer Contribution

Susie

$403

63%

Additional (each)

$310

32%

a.

Insure the entire family (Patrick, Susie, and the twins) with Patrick’s employer.

b.

Insure the entire family (Patrick, Susie, and the twins) with Susie’s employer.

c.

Insure Patrick with his employer and Susie and the twins with her employer.

d.

Insure Susie with her employer and Patrick and the twins with his insurer.
Edit: Its C