Circumference and Area of a Circle

How do you solve a question like this?

The probability that a student graduating from suburban state university has student loans to pay off after graduation is .60. if two students are randomly selected from this university, what is the probability that neither of them has student loans to pay off after graduation?

Rewrite the following quadratic functions in intercept or factored form. show your work. f(x) = 3x^2 - 12