Joseph has a savings account that accrues 2.2% interest each year along with a startup fee of $25 for having the account opened. The following functions represent this situation. Let t represent the number of years the savings account is open. Let x represent the amount of money in in his savings account.

f(t) = 1.022t s(x) = x - 25

Write a function to represent s(f(t)).

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